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Why Do I Need Disability Insurance?

  • One in four Americans can expect to be out of work for at least a year because of a disabling condition before they reach the normal retirement age.
  • 35% of American households are unable to go more than one month without receiving a paycheck before needing to carry a balance on their credit card or borrow money.
  • A study of consumer bankruptcy filings found that 44.3% of debtors cited medically-related work loss as a contributor to their bankruptcy.

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Peace of mind doesn't have to break the bank

Don't wait until it's too late. Get a plan to protect yourself and your family by protecting your paycheck!

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Disability Income Protection for Federal Workers

Did you know that the most common disabilities suffered by federal employees are not covered by workers’ compensation? Unfortunately, it’s true.
Things like pregnancy, disorders of the back, hips, knees, shoulders and arms, fractures, sprains and strains of the muscles, even digestive and mental health issues.

Imagine your income suddenly disappearing due to an unexpected illness, injury, or pregnancy.

How would you handle your finances without a regular paycheck? From monthly bills to everyday living expenses, the impact could be substantial. This is where Disability Income Insurance steps in – as a crucial safeguard for your income and your financial stability.